Top Budget Apps for iOS: Take Control of Your Finances
Managing finances can be a daunting task, but in today’s digital age, your smartphone can become your best financial ally. With countless budgeting apps available on the App Store, keeping track of expenses, planning savings, and achieving financial goals has never been easier.
Whether you’re a student trying to stick to a tight budget, a busy professional managing multiple accounts, or just someone looking to save a little more each month, there’s an app designed just for you. In this post, we’ll explore the best budget apps for iOS that combine functionality, user-friendliness, and affordability to help you take charge of your money like never before.
Let’s dive in and find the perfect app to simplify your financial journey!
Discover the Top 5 Budget Apps for iOS
| Spending Tracker – Budget |
| Money Manager Expense & Budget |
| Ynab – Spend, save, and give joyfully |
| EveryDollar: Personal Budget |
| PocketGuard・Money&Bill Tracker |
Spending Tracker – Budget
Budget Card is a personal finance app for spending tracking, budget planning and money saving.
t is free to use, no ads, no privacy peeping.
「MAIN FEATURES
– Budget Planning: set up budget for ledger, categories and sub-categories.
– Fast Recording: tap a card, enter a number, done.
– Widget App: record budget right in the widget, view stat & chart
– Shortcut Log: super quick and easy access from any app on iPhone
– Transaction Tag: easy way to organize your transactions
– Recurring payment: repeat payment, subscription and installment
– Budget Calendar: your day-to-day spending at calendar view
– Stats & Charts: your spending trend, composition and more in stats and charts
– Accounts: Manage your credit, debit, mutual funds and stocks accounts
– Shared Ledger: tracking spending and manage budget with others at ease *
– Cloud Sync: easily accessing same data on all your iPhones and iPads *
– Export & Import: export data as csv or import data from other csv files *
More Upcoming Features are coming
You can subscribe or buy out to use all premium features.
* Subscription payments will be charged to your iTunes account at confirmation of your purchase.
* Subscriptions will automatically renew and payment will be charged to your iTunes account unless auto-renew is turned off at least 24 hours prior to the end of the current period. The cost of the renewal depends on your Subscription Plan. Our standard Subscription Plans are:
* 1-year Subscription
For other currencies, the price corresponds to the same price tier on the App Store Pricing Matrix.
Subscription with a free trial period will automatically renew to a paid subscription. You can cancel or manage your free trial’s auto-renewal in your Account Settings after purchase. The cancellation will take effect 24-hours after the last day of the current subscription period and you will be downgraded to the free service.
* Please note: any unused portion of a free trial period (if offered) will be forfeited when you purchase a premium subscription during the free trial period.
Money Manager Expense & Budget
Money Manager Expense & Budget ” is an optimized application for personal account management.
Household account management is complicated. But we make it simple by simplifying the things that are complex. The default settings will get you started, and once you get used to it, you can alter the settings according to your needs with the highly flexible and customizable functions available.
– Super easy and simple to enter data anytime, anywhere.
– View your spending tendencies graphically.
– View statistics by simply entering the data.
– Search and calculator functions.
– Set up sub-categories and main categories as necessary.
– Manage all your accounts at once.
– Use multiple currencies.
– Check weekly, monthly, and annual statistics.
– Use the calendar view.
– Use budget planning features to plan weekly, monthly, and annual budgets.
– Change the start date of the month.
※ Applying double entry bookkeeping
It facilitates efficient account management. Automatic double entry bookkeeping.
※ PC manager function
You can view ‘“Money Manager” application using Wi-Fi. You can edit and sort the data by date, category or account group on the screen of your PC. In addition, you can see fluctuations of your accounts indicated on graphs on your PC.
※ Budget management function
You can manage your budget. It shows your budget and expenditures on a graph so you can compare a number of your expenditures against your budget quickly.
※ Credit Card / Debit Card management function
When entering a future payment date, you can see the payment amount and outstanding balance on the accounts page. You can connect your debit card to your accounts so that expenses are automatically recorded under a specific account.
※ Passcode
You can specify the desired time lapse before the app requests a passcode.
※ Automatic money transfer and frequency functions
You can set up automatic money transfers between your accounts and configure the frequency of those transfers.
※ Sort expenses by the recipient
You can sort your expenses by the recipient and view this information graphically.
※ Payment Profiles
You can easily enter frequent expenditures by creating payment profiles.
※ Backup / Restore
You can backup and restore your data via email, iTunes and iCloud.
※ Multiple currency support – you can have individual entries in multiple currencies, and configure each account to calculate the total balance in your desired currency.
Manage from PC is available.
There are no Ads.
There is no limit the accounts.
(In the lite version, 10 accounts is available.)
Subscription pricing and terms:
Money Manager offers auto-renewing monthly subscription at US$2.49/month and an auto-renewing yearly subscription at US$19.99/year to provide you with unlimited access to the Money Manager Data Sync Service while you maintain an active subscription.
Payment will be charged to the credit card connected to your iTunes Account when you confirm the initial subscription purchase.
Subscriptions automatically renew unless auto-renew is turned off at least 24-hours before the end of the current subscription period. Your account will be charged for renewal within 24-hours prior to the end of the current period, and the cost of the renewal will be identified.
You may manage your subscription and auto-renewal may be turned off by going to your Account Settings after the purchase.
Ynab – Spend, save, and give joyfully
Where does all your money go? Exactly where you tell it to!
“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020
If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.
“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It’s like I got to remove a personal flaw I had never been able to fix.”
-Kyle, again. We didn’t even pay him to say this, but maybe we should.
Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling
PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on
IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions
NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.
VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report
SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go
REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)
“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
“I never, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)
“My fiance and I will be paying for our wedding without any loans because of YNAB.”
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016
Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
EveryDollar: Personal Budget
EveryDollar: Personal Budget
Track Expenses, Plan Finances
EveryDollar is your personal budget app. Create custom budgets, track your expenses, plan your spending, set—and reach—your goals, and keep up with your finances. Every single dollar. Every single day. Get started today—for free!
KEEP TRACK OF YOUR MONEY WITH EASE
Your personal budget should fit in your back pocket. It should be simple to set up and keep up with.
That’s EveryDollar.
Create your first budget in minutes. Track your monthly spending quickly, easily and accurately. Adjust your numbers anytime, anywhere. And know at a glance what’s left to spend—so you don’t overspend.
SEE ALL YOUR ACCOUNTS—ALL IN ONE PLACE
With EveryDollar, you can see your budget and all your financial accounts all in one place—from checking and savings to retirement and debt. Because you shouldn’t have to check a ton of apps to be in the know about your finances.
SAVE MORE MONEY EVERY MONTH
When you start budgeting, you’ll feel like you got a raise. In fact, budgeters find an average of $395 and cut their monthly expenses by 9% in their first month using EveryDollar.
SPEND YOUR MONEY GUILT-FREE
An EveryDollar budget helps you know where your money’s going—so you can make a plan for it. Then you can spend without the guilt. Finally. That’s the power of creating monthly budgets with EveryDollar.
FIND HIDDEN EXPENSES
Wondering if you’ve got hidden subscriptions? They can’t hide when you budget. Set up automatic transactions so your expenses stream straight into EveryDollar. You’ll clearly see all your spending and can decide to cut anything you don’t need or use!
MAKE THE MOST OF THE MONEY YOU’VE GOT
You have bills to pay and life to live. An EveryDollar budget helps you know you can cover it all. From monthly budgets to future savings, you’ll feel confident you’ve got the money for today’s groceries and that next vacation.
EVERY GOAL STARTS WITH A BUDGET
For all the big, small and in-between goals in your life—EveryDollar helps you budget your way to making those dreams a reality!
Create sinking funds to save up for big purchases. Set big-picture goals and see a timeline of when you’ll hit them with the financial roadmap feature. And all those goals that aren’t about money (but cost money)—make sure they’re covered. Every month!
And it’s free to get started. Right now:
• Create monthly budgets
• Access your budget on your computer, phone or tablet
• Customize budget categories and lines for all your monthly expenses
• Create unlimited budget categories and lines
• Set aside money for big purchases and goals with the fund feature
• Share your household budget with others
• Split transactions across multiple budget lines
• Set due dates for bills
• Talk to a live human being for customer support
Or upgrade your budgeting experience and get all those features, plus:
• Automatically stream your transactions into your budget
• Get notified when you have expenses ready to track
• Connect to multiple financial accounts in one app
• Track your spending and income trends with custom budget reports
• Export transaction data to Excel
• Get personalized recommendations for expense tracking
• Set due date reminders for your bills
• Calculate your current and projected net worth
• Plan your spending based on when you get paid and when things are due with paycheck planning
• Set big-picture goals and see a timeline of when you’ll hit them with financial roadmap
• Join live Q&A sessions with professional financial coaches
Hey, you spend on the go—you should be able to budget that way too! Download EveryDollar for free and stay on top of your finances. One monthly budget at a time.
PocketGuard・Money&Bill Tracker
PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don’t have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations.
Always know what’s in your pocket!
A budget is a difference between income and expenses. If it’s positive – you’re doing well. In any other case, the budget is unbalanced and needs attention. This is where the “Leftover” feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget.
Comprehensive analytics!
Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard’s budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget.
Bill tracker and subscription manager!
You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again.
PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick – stop paying for services you no longer need.
Set and reach your financial goals!
Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let’s say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly.
Set up your debt-payoff plan!
Nobody’s perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we’ll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you’ll save hundreds or even thousands by paying less in interest!
BANK-LEVEL SECURITY
We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer.
PocketGuard connects to U.S. and Canadian financial institutions only.
PocketGuard offers a premium subscription – PocketGuard Plus – which gives you access to additional features and is not required to use PocketGuard.
PocketGuard Plus subscription lengths and prices:
